Wellness Pay Privacy Policy

Effective Date: July 17, 2025

At Wellness Pay, Inc. (“Wellness Pay”, “we”, “our”, or “us”), we take your privacy seriously. This Privacy Policy explains how we collect, use, protect, and disclose information about you through our website and services (“Services”).

1. INFORMATION WE COLLECT

We collect the following types of personal and usage data:

  • Account Information: Name, email, phone number, and login credentials.

  • Financial & Retail Data: Linked account and transaction details from Amazon, Target, health retailers, and banks (via Plaid or MX).

  • Health Intake: Data you voluntarily provide about health conditions, prescriptions, and products for LMN review.

  • Technical Data: IP address, browser type, device data, and platform usage metrics.

2. HOW WE USE YOUR DATA

We use your information to:

  • Verify HSA/FSA eligibility for items or services

  • Match receipts or transactions to tax-preferred expenses

  • Facilitate LMN and telehealth evaluations with licensed providers

  • Improve the functionality, personalization, and security of our Services

  • Communicate with you about your account and new features

3. DATA SHARING & THIRD PARTIES

We never sell your personal data. We only share data with:

  • HIPAA-compliant telehealth providers to evaluate LMN eligibility

  • Secure aggregators (e.g., Plaid, MX) for account and transaction syncing

  • Government or law enforcement if required by law or subpoena

  • Service providers under contract who perform business functions on our behalf

4. DATA STORAGE AND SECURITY

Your data is encrypted in transit and at rest using industry-standard practices. We restrict access to authorized personnel and perform regular security audits. No method of storage is completely secure, but we maintain strong safeguards to protect your data.

5. YOUR RIGHTS & CHOICES

You have the right to:

  • Access and download your personal data

  • Update or correct your profile and intake information

  • Delete your account and associated records (subject to legal retention)

  • Withdraw consent for non-essential data uses

  • Opt out of promotional communications

To exercise these rights, contact privacy@wellnesspay.com.

6. DATA RETENTION

We retain your data for as long as your account is active or as necessary to provide services, comply with our legal obligations, resolve disputes, or enforce our agreements.

7. CHILDREN’S PRIVACY

Our services are intended for adults over 18. We do not knowingly collect or store data from individuals under 18 years of age.

8. CHANGES TO THIS POLICY

We may update this Privacy Policy periodically. Substantial changes will be communicated via platform or email notification.

Contact: privacy@wellnesspay.com