"I paid $1,000 for my WellnessPay membership and got back $950 in my first month alone! They found HSA eligibility on my Theragun, supplements, and even my air purifier. Best investment I've made."
— Sarah M., Austin TX
"My patients were deficient in key nutrients and needed specific wellness devices, but the HSA approval process was always so complicated. WellnessPay makes it simple by handling everything that used to be impossible for my patients to navigate."
— Dr. Michael Chen, Seattle WA
"I was battling chronic insomnia and couldn't afford the $300 sleep tracker my doctor recommended. WellnessPay's doctor got me approved through my HSA in 24 hours. Game changer for my health."
— Jessica R., Denver CO
"I used to spend weekends researching what my FSA covered. WellnessPay's AI does it instantly. They've saved me 20+ hours and found $1,200 in eligible purchases I never knew about."
— David L., San Francisco
"Had no idea my massage chair, vitamins, and meditation app were all HSA eligible. WellnessPay scanned my past purchases and got me $800 back. Now I check everything through them first."
— Maria G., Miami FL
Instantly know what's covered + get 3x more items approved
Connect Amazon & email, we recover $500+ in missed eligible purchases
$0 copay on diabetes, blood pressure, cholesterol & everyday meds
Telehealth + annual bloodwork (normally $600+ value)
Many wellness products qualify. We help you find out which ones.
Left untouched in Americans HSA accounts in 2024.
Wait, what is Wellness Pay, exactly?
Wellness Pay is a wellness membership and smart tool that helps you use your HSA or FSA the way it was meant to work. We’re not just here to save you money — we’re here to help you take care of your health, proactively and affordably. Most people don’t realize what qualifies or how to get approved, which is why over $147 billion in HSA funds goes unused every year. We bridge the gap between wellness and financial freedom so you can feel better and spend smarter.
Can I really use my HSA/FSA on stuff like this?
Yes, and in some cases, a Letter of Medical Necessity (LMN) is required. For example, you may need one to use HSA funds on magnesium or sleep aids. With Wellness Pay, your included blood panel can show deficiencies that make approval fast and easy.
What does LMN mean and how does it work?
LMN stands for Letter of Medical Necessity. It’s a document from a licensed doctor that confirms a product or service is medically necessary for you. Every Wellness Pay member gets an initial doctor consult and bloodwork to issue your LMN and unlock eligible spending.
I already bought things. Can I still get money back?
Yes. You can submit eligible past purchases for reimbursement, even if you didn’t use your HSA or FSA card. We’ll scan your connected accounts and receipts to flag what qualifies.
Can I use Wellness Pay and my existing credit card?
Yes, you can use any card you want. If the purchase qualifies and your LMN supports it, we’ll help you get it reimbursed. Our own HSA/FSA-linked Wellness Pay card is coming soon for an even easier checkout experience.
Seems too good to be true, Is this IRS compliant?
Yes. We follow IRS Section 213(d) guidelines, which allow HSA and FSA funds to be used for medically necessary products and services. Our licensed doctors issue LMNs, and your purchases are tracked and documented for full compliance.
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From doctors to discounts. Everything you need to stay healthy, affordably.
The only card built for HSA/FSA-eligible wellness. Save more. Track everything. Unlock exclusive perks.
The only card built for HSA/FSA-eligible wellness. Save more. Track everything. Unlock exclusive perks.
