Yes. Every member gets a doctor consult, and Premium members also receive a blood panel. That allows us to issue Letters of Medical Necessity tailored to your health, which unlocks a wider range of eligible items based on your specific needs, from sleep aids to supplements or therapy tools.

Yes. We’ll scan your linked email and retail accounts like Amazon to flag past purchases that qualify. For FSAs, we support claims within employer-run grace or run-out periods, typically up to 2 ½ months after year-end. HSA reimbursements have no time limit and can go back to the date your account was opened.

All members get one included telehealth visit to start. Premium subscribers get ongoing doctor visits throughout the year as needed, with no copays, no extra fees, and no surprises.

We manage every HSA/FSA interaction end to end within Wellness Pay. No external processors, no data handoffs, and no third parties accessing or marketing to your customers. Everything stays within our system for maximum security and control.

Many memberships offer product discounts. Wellness Pay goes further by helping you save tax-free on things you already buy. With included doctor visits, customized LMNs, tracking of eligible purchases, and easy reimbursements, your benefits finally work the way they should.